What Is an ALTA Land Title Survey? Your Questions, Answered

What Is an ALTA Land Title Survey? Your Questions, Answered

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The last thing you want to do is buy a home and then discover its major problems. Most states use land title data as the basis of their recording system. Because of this, they have maintained a superior title database. With the help of a land title survey, you can know the risks involved with buying a home. Its findings help you negotiate a purchase and protect your investment.

An ALTA land title insurance survey gives you this level of protection. It’s your eyes and ears when it comes to knowing the land. You may be asking yourself: What is an ALTA land title survey? What does it do? Keep reading to find out!

What Is an ALTA Land Title Survey?

An ALTA Land Title Survey, often called an “ALTA survey,” is a type of specialized property study mostly used in the United States. ALTA Land Titles are more thorough than normal boundary inspections. They follow a standard set of criteria by the ALTA and the National Society of Professional Surveyors (NSPS). This ensures that surveys done by different professionals have the same level of depth and accuracy.

When you need this comprehensive survey, you can find ALTA land surveyors located here. They are experienced in conducting accurate surveys that meet all necessary standards. They also provide the comprehensive information required for property transactions and title insurance purposes.

What Should a Typical ALTA Survey Include?

While the exact requirements can vary depending on the specific property and local regulations, There are the key elements that a typical ALTA survey should include. Here are some you should know:

Boundary Lines

The surveyor will accurately measure and plot the property’s boundaries using established survey techniques and reference points. The survey will represent the property’s perimeter, including angles, bearings, and distances.

Easements and Rights-of-Way

The survey will identify and outline any easements, rights-of-way, or servitudes affecting the property. These could include utility easements for power, water, sewer, and other utilities. Any restrictions on the use of these easements will also be noted.

Zoning Information

The survey will provide information about the property’s zoning classification and relevant zoning regulations. This can include setbacks, height restrictions, allowable land uses, and other zoning-related factors that could impact the property’s development potential.

Monuments and Markers

The surveyor will find and use actual survey monuments, markers, or benchmarks showing a land’s corners and boundaries. These markers are important reference points for future surveys and arguments over property lines.

Title Information

Even though the survey isn’t a replacement for a title check, it may show problems with the title, like encroachments, discrepancies, or conflicts that could affect ownership. This information can help the people involved in the deal with possible problems with the title.

The survey may have a summary table with a list of individual survey items and information on the survey map that can be used as a reference.

Property Clarity Redefined

An ALTA land title survey is an important tool to determine a property’s boundaries and ownership. It is critical for any transaction or enforcement of title rights. If you have any questions regarding ALTA titles, don’t hesitate to contact an experienced real estate attorney!

Did you learn something new from this article? If so, be sure to check out our blog for more educational content.

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